Bagaimana menghitung klaim “Collision Liability” di H&M dan P&I?

Bagaimana menghitung proporsi klaim “Collision Liability” antara Polis H&M (Hull & Machinery) dan P&I (Protection & Indemnity)? Ternyata tidak mudah membuat ilustrasi perhitungan klaim “Collision Liability” dimana melibatkan polis H&M dan P&I.

Apa yang dijamin dalam 3/4THS COLLISION LIABILITY?

Perhatikan “Clause 8” Institute Time Clauses – Hulls Clause 280 berikut ini

Apakah "Institute Time Clauses – Hulls Clause 280" sudah menjamin 4/4THS RDC + FFO?

Diskusi yang menarik terjadi saat saya menjelaskan “Asuransi P&I” kepada salah satu perusahaan

Collision and Non Contact Incidents

Introduction

Collision is one of the few areas where third party liabilities may be covered by the hull policy. Traditionally, the English hull policy covered 3/4ths of the collision risks and the P&I Clubs the remaining 1/4th.

Fixed and Floating Objects (FFO)

Under the Rules of the Club, cover of a vessel’s liabilities for loss of, damage to, or interference with rights in relation to any fixed or moveable property whether on or above, in or below land or water.

What is a 3/4th Collision Liability?

Assume that both vessels in an example collision are insured for 3/4th collision liability with their hull underwriters and for 1/4th with their P&I Clubs. In the example vessel A is 75% to blame for the collision and vessel B is 25% to blame.

Protection & Indemnity (P&I) Insurance – Quotation

Asuransi Protection & Indemnity (P&I) menjamin tuntutan hukum pihak ketiga dalam hal terjadi kerugian yang ditimbulkan dalam pengoperasian kapal.

 

Jaminan P&I meliputi:

1.       Cargo Liability: Jaminan terhadap kerusakan kargo yang diangkutnya

2.       Crew Liability: Jaminan terhadap cidera badan dan kematian awak kapal

3.       Collision Liability: Jaminan risiko tabrakan kapal terhadap kapal lain, kargo yang dimuat ataupun terhadap benda-benda lainnya

4.       Pollution Liability: Jaminan terhadap klaim kerusakan lingkungan atau polusi

5.       Other Claims: Klaim-klaim yang lain seperti biaya-biaya penyelamatan pengangkatan bangkai kapal, dan lain-lain

Termasuk biaya-biaya hukum, survey dan pemeriksaan lainnya

 

Marine Hull and Protection & Indemnity (P&I)

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Can you imagine how big is claim arise from this casualty?

·         loss or damage to cargo on board the vessel

·         loss or damage to the hull and machinery

·         loss of life or bodily injury

·         pollution

·         salvage sue and labour, removal of wreck

·         legal costs

·         other losses

 

Marine Hull & Machinery Insurance

 

Marine Hull & Machinery Insurance gives comprehensive covers for loss or damage to vessel’s hull and machinery against perils of the seas and navigational perils: