Mortgagees’ Interests & Innocent Owners’ Interests

Klaim asuransi kapal bisa jadi klaim yang paling rumit (dibandingkan dengan jenis asuransi lainnya) dan hal ini bisa berujung pada penolakan ganti rugi / klaim

Proposal Training: “Hull & Machinery (H&M)” dan “Protection & Indemnity (P&I)”

Download : Proposal Training for details

proposal-training-hm-and-pi1

 

Isi Materi (Contents)

 

1. Jenis-jenis asuransi kapal

a)       Asuransi Lambung dan Mesin Kapal (Hull & Machinery)

b)       Asuransi Tanggung Jawab Hukum Pengoperasian Kapal (Protection & Indemnity)

c)       Asuransi Tanggung Jawab Hukum Pihak Pen-charter (Charterers Liability)

d)       Asuransi Pembangunan Kapal (Builders Risks)

 

Hull & Machinery (H&M)

Hull & Machinery (H&M) Insurance memberikan jaminan kerusakan atau kerugian terhadap kapal, mesin dan perlengkapannya dari bahaya laut dan risiko pelayaran (navigational perils)

 

Perils: H&M menjamin risiko-risko:

P&I for Tug and Barge

As you know, cover for P&I liabilities may be by choice or dictated by Regulations. Let’s look at the potential liabilities of an owner of a barge which we all know of;

 

(1) Liabilities towards any loss/damage to cargoes carried on board

 

Under the Carriage of Goods by Sea Act (COGSA), an operator/owner of a barge who issues a bill of lading will be deemed as carriers responsible for the obligations towards the owners of the cargo, even though the barge is under tow and unmanned. This is because the vessel named on the bill of lading is the barge and not the tug. Thus a party who would be liable under COGSA is the carrier and if the carrier is the owner of the barge, then this is where the liability rests.

 

Marine Hull and Protection & Indemnity (P&I)

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Can you imagine how big is claim arise from this casualty?

·         loss or damage to cargo on board the vessel

·         loss or damage to the hull and machinery

·         loss of life or bodily injury

·         pollution

·         salvage sue and labour, removal of wreck

·         legal costs

·         other losses

 

Marine Hull & Machinery Insurance

 

Marine Hull & Machinery Insurance gives comprehensive covers for loss or damage to vessel’s hull and machinery against perils of the seas and navigational perils: